Clear, English-speaking support for US residents exploring how to finance a home in Greece.
Most enquiries come from one of three starting points. If one sounds familiar, you are in the right place.
You visited Greece — perhaps Santorini, Hydra or the Saronic Islands — and came back unable to stop thinking about a place. Now you want to understand what buying actually looks like before committing to a second viewing.
Tell us about the property →You are making the move to Greece — for work, retirement or a slower pace of life — and need to arrange a mortgage around U.S. income, a different banking system and Greek purchase timelines.
Discuss my relocation →You have savings or retirement funds earmarked for this and want to understand how far they go in Greece — including currency planning, deposit requirements and what a Greek lender will consider.
Explore how far my savings go →
Greece attracts Americans seeking a second home, retirement base or long-term move. Financing as a non-resident, however, is different from arranging a standard US residential mortgage.
Greece Home Loans helps you understand the realistic routes before you commit. We review the broad picture and connect you with an appropriate specialist for Greek lending, US home equity or a combined approach.
A Greek bank may provide a euro mortgage secured against the property in Greece. Some buyers instead use a cash-out refinance, home equity loan or HELOC on a US home, draw on savings, or combine several sources.
The right route depends on income, age, current borrowing, tax residence, intended use, deposit and currency risk. Our mortgage scan makes those trade-offs visible before viewings turn into deadlines.
American buyers often earn and hold assets in US dollars while the purchase, mortgage and running costs are in euros. Exchange-rate movements can alter the cash needed at completion and the dollar cost of repayments.
Your plan should also cover taxes, notary and Greek Land Registry fees, legal checks, valuation, banking costs and the timing of a preliminary agreement.
Buying in Greece involves the estate agent, lawyer, notary, tax authorities, bank, valuer and Greek Land Registry. Language should not become the obstacle that delays a sound purchase.
Our cross-border network works in English and Greek and can help you coordinate the right professionals for your circumstances.
Santorini and the wider Cyclades are among the most established Greek destinations for American buyers, from caldera-view apartments in Oia to village houses further inland. Older buildings, island logistics and renovation projects can require careful lender, valuation and legal preparation.
Our experience is strongest in the Cyclades, but we work with US buyers across all of Greece, including quieter alternatives such as Hydra and Symi. Our guidance helps US residents compare non-resident lending, deposit requirements, dollars-to-euros planning and the purchase timetable before signing a preliminary agreement.
Meet an approachable team that listens first, explains the cross-border process in clear English and brings in the right Greek-speaking expertise for your circumstances.
Our network and collaborating partners:
Understand your likely budget, funding routes and next steps before making an offer.
Start my mortgage scanWhat buyers value most is a clear sequence, an honest view of affordability and support in a language they understand.
Non-resident lending, euro borrowing and Greek purchase deadlines can feel unfamiliar. These answers are a starting point, not a lending decision or personal advice.
All mortgages are subject to credit, income, valuation and lender criteria. Any property securing a loan may be at risk if payments are not made.
Before booking repeated viewings or signing a reservation or preliminary purchase agreement, establish what is affordable, how much cash is needed and which finance route deserves investigation.
Your initial review can identify likely constraints, useful documents and the specialist needed next. It is not a mortgage offer, but it gives your property search a sounder basis.
